Professional Roof Inspections & Estimates in McAllen | PMG Home LLC

Many homeowners insurance policies may provide coverage for sudden and accidental roof damage caused by hail or windstorms, depending on the policy terms, deductible, exclusions, and the insurance carrier’s investigation. PMG Home LLC can provide a professional roof inspection, photo documentation, repairability assessment, and construction estimate that homeowners may choose to share with their insurance carrier. PMG Home LLC is not a public adjusting firm and does not provide legal advice, policy interpretation, claim negotiation, settlement negotiation, or claim representation services.

PMG Home LLC is a roofing and construction contractor. We do not handle, adjust, negotiate, interpret, or represent insurance claims. We provide professional inspections, photo documentation, repairability assessments, and construction estimates that homeowners may choose to share with their insurance carrier.

Yes. PMG Home LLC can meet on site to answer construction-related questions about our inspection findings and estimate, but we do not negotiate claims or represent homeowners in the claim process. Coverage decisions are made by the insurance carrier based on the policy terms and their investigation.

If additional construction-related items are discovered during the project, PMG Home LLC may provide a revised construction estimate or supporting photo documentation that the homeowner may choose to submit to their insurance carrier for their independent evaluation.

No. In Texas, it is illegal for a contractor to waive, absorb, rebate, or pay a homeowner's insurance deductible. Homeowners are responsible for paying their designated deductible as specified by their insurance policy. We offer transparent pricing and flexible financing options to help manage these costs.